Debt?
Nada.

1

Add what you owe

Cards, loans and other debts. For each one: the balance, the rate and the minimum payment.

2

Pick a plan

Snowball pays the smallest balance first. Avalanche pays the highest rate first. Or choose your own order. Which suits you?

3

Follow it

Add an extra amount each month and watch your debt-free date move closer. Tick off payments as you make them.

A date, not a spreadsheet

“Debt-free in 30 months.” Big, clear and always on Home.

Honest maths

Interest worked out the way lenders do it, with local rate rules for 10 countries. It warns you when a minimum payment never clears a debt.

Nudges, not nagging

See what an extra €50 a month or a tax refund does to your date, in months and money.

Plan the whole month

The Budget tab shows what comes in, what goes out and what is left. Then it puts that money to work on your debts.

Know the true price

See what that sofa on credit really costs, and how much sooner you would have it by saving.

Out of debt, then out of the app

Nada is built to be finished with. When you are debt-free, it says so plainly. Your data is yours.